Privacy policy

Last Updated: August 6, 2025

1. Data Collection
We collect only necessary information to provide our services, including:

• Contact details (name, email, phone)

• Business documentation (for bank applications)

• Communication records

2. Use of Information
Your data is used solely to:

• Facilitate bank account applications

• Communicate service updates

• Improve our offerings

3. Data Protection
We implement security measures (encryption, access controls) to protect your information. Data is stored for 3 years post-engagement or as required by Hong Kong law.

4. Third-Party Sharing
Information is shared only with:

• Banks/financial institutions (for applications)

• Compliance verification services

• Legal authorities if required by law

5. Your Rights
You may request to:

• Access, correct, or delete your data

• Withdraw consent (via info@phareconsultancy.com)

6. Policy Updates
Changes will be posted on our website with a revised "Last Updated" date.

Contact Us:
For questions, email info@phareconsultancy.com or mail to Unit 2A, 17/F, Glenealy Tower, Central, Hong Kong.